jameskokoska/Cashew
Cashew
Cashew is a local-first budgeting application and personal finance tracker designed to log income and expenses across multiple accounts. It functions as a multi-currency expense manager and personal net worth dashboard, storing financial records in an on-device database to ensure private financial data storage.
The project distinguishes itself through a focus on privacy and flexibility, offering optional personal cloud synchronization for multi-device access and biometric security to protect sensitive information. It features a currency conversion engine that calculates total values across different currencies using real-time exchange rates.
The application covers a broad range of financial management capabilities, including budget planning with category spending goals, credit and loan tracking, and inter-account fund transfers. It provides automation tools for transaction entry via custom URLs and artificial intelligence, as well as interactive data visualization for monitoring spending patterns.
Data management is handled through local exports, template-based imports from spreadsheets, and automated recurring transaction scheduling.
Features
- Personal Finance Management - Provides a holistic system for tracking income and expenses to monitor overall financial health.
- Local-First Databases - Employs a local-first storage architecture to ensure financial records remain private and available offline.
- Category Budget Trackers - Tracks spending against category-specific budget limits and monitors progress toward financial goals.
- Currency Conversion Services - Calculates real-time account values by applying current exchange rates to diverse currency totals.
- Multi-Currency Ledger Management - Implements a ledger that supports multiple currencies with real-time exchange rate recording and value calculation.
- Expense Trackers - Provides tools for recording individual spending transactions organized into custom categories.
- Financial Transaction Categorization - Organizes financial entries using custom categories and labels like subscriptions or debts.
- Loan and Credit Tracking - Tracks borrowed funds and credit card expenses through dedicated accounts and statement cycle monitoring.
- Net Worth Tracking - Offers a visual dashboard to monitor net worth, savings goals, and financial trends via graphs.
- Personal Finance Trackers - Provides a comprehensive tool for logging personal income and expenses and managing budgets.
- Edge-to-Cloud Synchronization - Replicates local database state to personal cloud accounts to maintain consistency across multiple devices.
- Financial Record Privacy - Ensures sensitive financial records are stored on-device to maintain user privacy.
- Local Data Storage - Stores sensitive financial data on the local device to ensure maximum privacy and offline access.
- Multi-Device Synchronization - Maintains data consistency across multiple user devices via a personal cloud synchronization mechanism.
- Local-First Architectures - Implements a local-first architecture prioritizing on-device storage for financial privacy.
- Budget Allocation - Supports allocating specific amounts or percentages of a total budget to individual spending categories.
- Category Spending Limit Trackers - Allows users to define per-category spending limits and track actual spending against those targets.
- Credit Spending Tracking - Tracks credit card expenses using dedicated accounts and statement cycle monitoring.
- Internal Fund Transfers - Facilitates the movement of money between internal accounts using paired transactions.
- Savings Goal Trackers - Monitors progress toward target savings amounts by totaling relevant income and expense transactions.
- Transaction Automation - Automates financial record creation using custom URLs and artificial intelligence.
- Automated Entry Ingestion - Automates financial record creation using custom URLs, voice shortcuts, and artificial intelligence.
- Transaction Scheduling - Automatically generates future financial records based on predefined schedules with associated reminders.
- Loan - Aggregates borrowed and lent transactions to track loan balances over time.
- Biometric Lockscreens - Implements a system-level biometric lockscreen requiring fingerprint or face recognition to secure application entry.
- Personal Spending Trend Analyzers - Provides interactive graphs and dashboards to analyze and identify personal spending patterns and trends over time.
- Personal Finance - Budgeting and purchase tracking application.
- Personal Management - Cross-platform personal finance manager with data import support.
