google-agentic-commerce/AP2

Features

• Financial Agent Frameworks - Provides a specialized framework for building AI agents that can autonomously conduct commerce and execute financial transactions.
• AI Agent Payment Frameworks - Provides a comprehensive framework for automating the discovery, negotiation, and settlement of financial transactions for AI agents.
• Agent Communication Protocols - Provides a standardized communication protocol for coordinating financial transactions and checkout requests between agents and merchants.
• Payment Protocols - Implements a standardized communication protocol and data models for autonomous financial transactions between AI agents.
• Financial Authority Delegation - Grants agents the permission to execute financial transactions by signing mandates on a trusted interface.
• Agentic Commerce Coordination - Coordinates the exchange of catalogs and checkout requests between shopping agents and merchants.
• Agent Payment Facilitators - Facilitates financial transactions where agents act independently using digital credentials or traditional payment instruments.
• Spending Constraints - Implements strict spending limits and merchant constraints to ensure agents operate within safe financial boundaries.
• Autonomous - Implements a system to manage and execute financial transactions via digitally signed mandates and cryptographic proofs.
• Payment Mandate Validations - Validates the authenticity and terms of payment mandates to authorize the release of tokens or funds.
• Spending Limits - Enforces strict spending limits and payee restrictions to bound the financial risk of autonomous agent transactions.
• Autonomous Action Constraints - Defines open mandates with limits on merchants and line items to keep agent actions within pre-approved boundaries.
• Cryptographic Authorization - Checks the integrity of digital mandates to confirm an agent possesses the required cryptographic keys and permissions.
• Agent Purchase Authorizations - Uses cryptographically signed mandates to prove an agent's authority to execute checkouts and process payments.
• Cryptographic Signature Verification - Validates the cryptographic binding between checkout objects, mandates, and signatures to prevent unauthorized charges.
• Cryptographic Transaction Verifications - Uses signed mandates and receipts to provide verifiable proof of authorization and prevent unauthorized charges.
• Cryptographic Transaction Verifiers - Validates payment mandate integrity and binds checkouts to specific agent keys to prevent double-spending.
• Agent Action Policies - Requires agents to provide cryptographic proof of authorization from a user before performing restricted financial actions.
• Mandate-to-Transaction Bindings - Converts open mandates into closed mandates by linking them to specific transactions using proof-of-possession keys.
• Payment-to-Checkout Bindings - Links payment mandates to specific checkout sessions using cryptographic hashes to prevent authorization reuse.
• Signature Verification Tools - Validates digital signatures on payment mandates to ensure financial instructions were not manipulated during transit.
• Transaction Authorization - Creates mandates that authorize financial transactions by defining acceptable merchants, items, and spending limits.
• Agentic Commerce Mandates - Creates open mandates with defined constraints allowing agents to complete shopping tasks and execute payments.
• User-Signed Mandates - Coordinates payment flows where users authenticate and sign checkout mandates via trusted surfaces to authorize purchases.
• Transaction-to-Agent Key Bindings - Links mandates to specific agent keys to prevent the reuse of authorizations and stop double-spending.
• Transaction Validation - Validates closed mandates against user-defined spending and payee constraints to allow independent payment execution.
• Transaction Binding - Constrains a payment authorization to a specific checkout session by referencing a unique transaction identifier.
• Signed Status Confirmations - Generates signed confirmations of checkout status that link results to specific mandates and order references.
• Conditional Trade Execution - Completes purchases autonomously once predefined conditions, such as price drops or availability, are met.
• Non-Repudiable Dispute Evidence - Combines mandates and receipts into non-repudiable records to provide factual evidence for transaction disputes.
• Mandate Lifecycle Management - Tracks active payment authorizations and enforces duration limits to maintain user control during autonomous execution.
• Payment Receipt Management - Produces signed checkout and payment records to provide verifiable proof that a transaction was completed.
• Budgetary Limits - Defines minimum and maximum currency ranges for single transactions or total budgets for recurring payments.
• Signed Action Receipts - Produces signed confirmations from verifiers indicating whether an action authorization was accepted or rejected.
• Privacy-Preserving Transactions - Implements selective disclosure of transaction data to protect user identity and payment details.
• Consent-Based Access Controls - Displays mandate content on a trusted interface to capture explicit user consent and generate signed authorizations.
• Payee and Temporal Constraints - Sets constraints for transactions, including allowed payees, authorized payment instruments, and valid date windows.
• User Privacy Protection - Implements a privacy layer using selective disclosure to share only minimum necessary transaction data with verifiers.
• Transaction Constraint Schemas - Specifies custom types, schemas, and evaluation algorithms to restrict agent behavior during financial transactions.

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