# juspay/hyperswitch

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40,279 stars · 4,565 forks · Rust · apache-2.0

## Links

- GitHub: https://github.com/juspay/hyperswitch
- Homepage: https://hyperswitch.io/
- awesome-repositories: https://awesome-repositories.com/repository/juspay-hyperswitch.md

## Topics

`beginner-friendly` `featured` `finance` `hacktoberfest` `high-performance` `open-source` `orchestration` `payments` `postgresql` `redis` `restful-api` `rust` `sdk` `works-with-react`

## Description

Hyperswitch is a payment orchestration platform designed to manage complex transaction lifecycles through a centralized control layer. It functions as a processor-agnostic integration hub that standardizes disparate external payment APIs, allowing businesses to route transactions across multiple providers to optimize for authorization rates and cost efficiency. The platform utilizes a state-machine-based architecture to track every payment from initial authentication to final settlement, ensuring consistent processing and reliable error recovery.

What distinguishes the platform is its intelligent, rule-based traffic routing engine, which dynamically selects the most performant or cost-effective processor in real time. It includes automated recovery mechanisms that execute background retries for failed payments and payouts without requiring additional customer interaction. Furthermore, the platform provides a secure tokenization vault that replaces sensitive card data with non-sensitive tokens, which minimizes regulatory compliance scope and simplifies security audits.

The platform offers a comprehensive suite of financial operations tools, including automated reconciliation pipelines that match transaction records across multiple banks and processors. It also provides centralized management for disputes, refunds, and global payouts, alongside detailed analytics for monitoring payment costs, interchange fees, and provider markups. Security is managed through adaptive authentication workflows and integrated fraud risk management modules that can be configured via a no-code interface.

## Tags

### Business & Productivity Software

- [Payment Orchestration](https://awesome-repositories.com/f/business-productivity-software/payment-orchestration.md) — Provides intelligent routing logic to optimize transaction success rates and costs across multiple payment processors. ([source](https://hyperswitch.io/products/control-centre/))
- [Payment Orchestration Platforms](https://awesome-repositories.com/f/business-productivity-software/payment-orchestration-platforms.md) — Acts as a centralized control layer that routes transactions across multiple processors to optimize authorization rates.
- [Intelligent Transaction Routers](https://awesome-repositories.com/f/business-productivity-software/intelligent-transaction-routers.md) — Dynamically directs payment traffic to specific providers based on real-time performance data and cost efficiency.
- [Payment Recovery Systems](https://awesome-repositories.com/f/business-productivity-software/payment-recovery-systems.md) — The platform executes automatic payment retries using an alternative processor in the background without requiring any additional input or interaction from the customer. ([source](https://hyperswitch.io/products/smart-retries/))
- [Intelligent Payment Routers](https://awesome-repositories.com/f/business-productivity-software/intelligent-payment-routers.md) — Directs payments using algorithms to maximize authorization rates and minimize processing costs across multiple providers. ([source](https://hyperswitch.io/intelligent-routing))
- [Payment Lifecycle Management Suites](https://awesome-repositories.com/f/business-productivity-software/payment-lifecycle-management-suites.md) — Provides a comprehensive set of tools for managing the entire journey of a transaction from authentication to settlement.
- [Payment Retry Strategies](https://awesome-repositories.com/f/business-productivity-software/payment-retry-strategies.md) — The platform defines intelligent payment retry strategies using multiple parameters to recover failed subscription payments and improve customer retention without writing custom code. ([source](https://hyperswitch.io/revenue-recovery))
- [Transaction Recovery](https://awesome-repositories.com/f/business-productivity-software/transaction-recovery.md) — Authenticates transactions once to enable seamless retries across multiple processors without re-authentication. ([source](https://hyperswitch.io/products/smart-retries/))
- [Automated Payout Recovery](https://awesome-repositories.com/f/business-productivity-software/automated-payout-recovery.md) — The platform recovers failed payouts by automatically routing them through the same or a different payout processor to ensure successful fund transfers. ([source](https://hyperswitch.io/products/smart-retries/))
- [Financial Reconciliation Tools](https://awesome-repositories.com/f/business-productivity-software/financial-reconciliation-tools.md) — Automating the matching of transaction data across multiple banks and processors to ensure accurate financial reporting and audit readiness.
- [Payment Analytics](https://awesome-repositories.com/f/business-productivity-software/payment-analytics.md) — The platform provides comprehensive insights into payment performance by analyzing conversion rates and revenue metrics, with options to filter data by specific processors. ([source](https://hyperswitch.io/products/control-centre/))
- [Payment Cost Management Systems](https://awesome-repositories.com/f/business-productivity-software/payment-cost-management-systems.md) — The platform controls and reduces payment processing costs by tracking fees across providers and regions while auditing invoices to identify and eliminate unnecessary spending. ([source](https://hyperswitch.io/cost-observability))
- [Payment Recovery](https://awesome-repositories.com/f/business-productivity-software/payment-recovery.md) — Recovers lost revenue by automatically retrying failed transactions through intelligent routing.
- [Payment Traffic Routers](https://awesome-repositories.com/f/business-productivity-software/payment-traffic-routers.md) — Directs payment traffic across multiple processors to improve authorization rates and reduce overall transaction costs. ([source](https://hyperswitch.io/))
- [Global Payout Orchestrators](https://awesome-repositories.com/f/business-productivity-software/global-payout-orchestrators.md) — Facilitates global payouts by routing transactions through various processors for optimal cost and efficiency. ([source](https://hyperswitch.io/products/payouts/))
- [Business Rule Engines](https://awesome-repositories.com/f/business-productivity-software/business-rule-engines.md) — The platform allows users to update authentication logic directly from a dashboard interface without writing code, enabling agile experimentation and rapid configuration changes for security policies. ([source](https://hyperswitch.io/products/3ds-decision-manager/))
- [Debit Routing Engines](https://awesome-repositories.com/f/business-productivity-software/debit-routing-engines.md) — Reduces processing costs by directing debit transactions to local networks and automatically retrying with global networks. ([source](https://hyperswitch.io/intelligent-routing))
- [Dispute Management Systems](https://awesome-repositories.com/f/business-productivity-software/dispute-management-systems.md) — The platform centralizes the monitoring and response processes for payment disputes to streamline chargeback resolution and reduce the time spent on manual administrative tasks. ([source](https://hyperswitch.io/products/fraud-and-risk/))
- [Financial Observability Dashboards](https://awesome-repositories.com/f/business-productivity-software/financial-observability-dashboards.md) — The platform monitors and analyzes payment costs across schemes and interchange fees using a self-serve dashboard to detect anomalies and optimize financial performance. ([source](https://hyperswitch.io/))
- [Payment Cost Optimization](https://awesome-repositories.com/f/business-productivity-software/payment-cost-optimization.md) — Optimizes transaction costs by leveraging network tokens to reduce interchange fees across major card networks. ([source](https://hyperswitch.io/vault))
- [Payout Automation Tools](https://awesome-repositories.com/f/business-productivity-software/payout-automation-tools.md) — Automates large-scale disbursements and scheduled payments to support recurring business models. ([source](https://hyperswitch.io/products/payouts/))
- [Payout Management Systems](https://awesome-repositories.com/f/business-productivity-software/payout-management-systems.md) — Streamlining the distribution of funds to customers and partners by orchestrating payouts across various regional processors and payment methods.
- [Payment Eligibility Analyzers](https://awesome-repositories.com/f/business-productivity-software/payment-eligibility-analyzers.md) — Evaluates transaction eligibility and filters payment processors based on pre-configured rules and real-time performance data. ([source](https://hyperswitch.io/intelligent-routing))
- [Payment Fee Optimization Tools](https://awesome-repositories.com/f/business-productivity-software/payment-fee-optimization-tools.md) — The platform identifies interchange downgrades caused by shipment delays beyond authorization windows to minimize unnecessary processing fee increases and maintain optimal financial efficiency. ([source](https://hyperswitch.io/cost-observability))
- [Payment Link Generators](https://awesome-repositories.com/f/business-productivity-software/payment-link-generators.md) — The platform creates secure payment links via an interface to enable swift, hassle-free transactions for customers across global markets. ([source](https://hyperswitch.io/products/payment-links/))
- [Provider Billing Auditing](https://awesome-repositories.com/f/business-productivity-software/provider-billing-auditing.md) — The platform provides visibility into payment service provider markups by auditing and analyzing detailed invoices for processing services to ensure accurate billing and fair pricing. ([source](https://hyperswitch.io/cost-observability))
- [Refund Processing Engines](https://awesome-repositories.com/f/business-productivity-software/refund-processing-engines.md) — Simplifies refund management by executing full and partial refunds across multiple payment processors from a single interface. ([source](https://hyperswitch.io/products/control-centre/))

### Software Engineering & Architecture

- [Integration Abstraction Layers](https://awesome-repositories.com/f/software-engineering-architecture/integration-abstraction-layers.md) — Standardizes disparate external payment provider APIs into a unified interface to simplify connectivity and reduce vendor lock-in for businesses.
- [Traffic Routing Engines](https://awesome-repositories.com/f/software-engineering-architecture/traffic-routing-engines.md) — Evaluates incoming transactions against configurable logic to dynamically select the most cost-effective or performant payment processor in real time.
- [Transaction State Engines](https://awesome-repositories.com/f/software-engineering-architecture/transaction-state-engines.md) — Tracks the lifecycle of every payment through a series of defined states to ensure consistent processing and reliable error recovery.
- [Reconciliation Engines](https://awesome-repositories.com/f/software-engineering-architecture/reconciliation-engines.md) — Automates the matching of financial records across multiple data sources by processing transaction events.
- [Plugin Frameworks](https://awesome-repositories.com/f/software-engineering-architecture/plugin-frameworks.md) — Enables the dynamic addition of third-party fraud, authentication, and payment services without modifying the core orchestration logic of the platform.

### Security & Cryptography

- [Data Vaulting Services](https://awesome-repositories.com/f/security-cryptography/data-vaulting-services.md) — The platform reduces the scope of security audits by offloading sensitive payment data storage to a secure, compliant vault that protects customer information. ([source](https://hyperswitch.io/vault))
- [Payment Tokenization](https://awesome-repositories.com/f/security-cryptography/payment-tokenization.md) — Provides PCI-compliant tokenization to securely store sensitive payment information and simplify regulatory compliance. ([source](https://hyperswitch.io/vault))
- [Payment Tokenization Vaults](https://awesome-repositories.com/f/security-cryptography/payment-tokenization-vaults.md) — Replaces sensitive card data with secure tokens to minimize regulatory scope and enhance transaction security.
- [Fraud Detection Systems](https://awesome-repositories.com/f/security-cryptography/fraud-detection-systems.md) — The platform controls fraud risk through a unified module integrated directly into payment processing workflows to consolidate security efforts and streamline transaction monitoring. ([source](https://hyperswitch.io/products/fraud-and-risk/))
- [Payment Tokenization Services](https://awesome-repositories.com/f/security-cryptography/payment-tokenization-services.md) — Replaces sensitive payment data with non-sensitive tokens to minimize regulatory compliance scope and protect customer information during transaction processing.
- [Payment Vaulting](https://awesome-repositories.com/f/security-cryptography/payment-vaulting.md) — Improves authorization rates by utilizing network tokens for secure transaction processing. ([source](https://hyperswitch.io/vault))
- [Payment Vaults](https://awesome-repositories.com/f/security-cryptography/payment-vaults.md) — Manages secure storage of sensitive payment data and network tokens to enable seamless checkout for returning customers. ([source](https://hyperswitch.io/))
- [Authentication Workflows](https://awesome-repositories.com/f/security-cryptography/authentication-workflows.md) — Defines security rules based on transaction parameters to selectively secure payments. ([source](https://hyperswitch.io/products/3ds-decision-manager/))
- [Fraud Management](https://awesome-repositories.com/f/security-cryptography/fraud-management.md) — Provides a centralized dashboard for monitoring and reviewing potential fraud alerts. ([source](https://hyperswitch.io/products/fraud-and-risk/))
- [Secure Data Vaults](https://awesome-repositories.com/f/security-cryptography/secure-data-vaults.md) — Minimizing regulatory compliance scope by tokenizing and storing sensitive customer payment information within a centralized, secure infrastructure.
- [Step-Up Authentication Flows](https://awesome-repositories.com/f/security-cryptography/step-up-authentication-flows.md) — The platform retries failed card transactions by upgrading the authentication process to a secure step-up flow to increase the likelihood of a successful authorization. ([source](https://hyperswitch.io/products/smart-retries/))
- [Authentication Retry Logic](https://awesome-repositories.com/f/security-cryptography/authentication-retry-logic.md) — The platform retries failed transactions by automatically triggering a step-up authentication flow for eligible payments to improve conversion rates and recover lost sales. ([source](https://hyperswitch.io/products/3ds-decision-manager/))
- [Transaction Security Policies](https://awesome-repositories.com/f/security-cryptography/transaction-security-policies.md) — The platform defines and manages security requirements based on transaction parameters like amount or card network to optimize protection and conversion rates. ([source](https://hyperswitch.io/products/control-centre/))

### Data & Databases

- [Automated Reconciliation Engines](https://awesome-repositories.com/f/data-databases/automated-reconciliation-engines.md) — Performs three-way reconciliation across payment data, service providers, and banks to reduce manual errors. ([source](https://hyperswitch.io/reconciliation))
- [Payment Data Reconciliation Tools](https://awesome-repositories.com/f/data-databases/payment-data-reconciliation-tools.md) — Automates the reconciliation of payment data from multiple banks and processors with real-time exception handling. ([source](https://hyperswitch.io/))
- [Financial Auditing Engines](https://awesome-repositories.com/f/data-databases/financial-auditing-engines.md) — Automates the matching of transaction records across banks and processors to ensure accurate financial reporting.
- [Reconciliation Exception Managers](https://awesome-repositories.com/f/data-databases/reconciliation-exception-managers.md) — Detects mismatched financial records automatically and resolves them through a unified dashboard. ([source](https://hyperswitch.io/reconciliation))

### User Interface & Experience

- [Payment Checkout Widgets](https://awesome-repositories.com/f/user-interface-experience/payment-checkout-widgets.md) — Integrates payment widgets into existing checkout flows to offer customers a variety of alternative payment methods. ([source](https://hyperswitch.io/))

### System Administration & Monitoring

- [Transaction Logging](https://awesome-repositories.com/f/system-administration-monitoring/transaction-logging.md) — Examines system interactions to identify issues and gain insights into user journeys across the payment lifecycle. ([source](https://hyperswitch.io/products/control-centre/))