Self-hosted personal finance applications that implement the envelope method for tracking expenses and managing savings.
Cashew is a local-first budgeting application and personal finance tracker designed to log income and expenses across multiple accounts. It functions as a multi-currency expense manager and personal net worth dashboard, storing financial records in an on-device database to ensure private financial data storage. The project distinguishes itself through a focus on privacy and flexibility, offering optional personal cloud synchronization for multi-device access and biometric security to protect sensitive information. It features a currency conversion engine that calculates total values across di
Cashew is a local-first budgeting app with category-based spending limits and multi-currency support, matching the envelope budgeting method you're looking for; while it offers optional cloud sync, its primary deployment is a client-side app rather than a fully self-hosted server, and it lacks direct bank synchronization.
Actual is a local-first personal finance manager designed to help users track income, manage expenses, and maintain a balanced budget. It functions as a data-centric application that prioritizes offline access and local file storage, ensuring that financial records remain available and performant regardless of network connectivity. The platform distinguishes itself through a robust architectural foundation that emphasizes data integrity and auditability. Every financial action is recorded as an immutable sequence of events, and all currency values are processed using an integer-based arithmet
Actual is a local-first personal finance manager that implements envelope budgeting, supports self-hosting, and provides transaction import and reporting, making it a strong fit for your search as an open-source YNAB alternative.
Financial Freedom is an open-source, self-hosted personal finance platform designed for tracking budgets, managing transactions, and monitoring wealth. It provides a private alternative to commercial financial tools by allowing users to run the application on their own infrastructure, ensuring complete control over sensitive financial information. The platform distinguishes itself through automated bank data synchronization, which connects to financial institutions to fetch account balances and transaction history. It also supports financial data import, enabling users to consolidate transact
This open-source personal finance app positions itself as a YNAB alternative, so it is likely an envelope-budgeting tool, but the description lacks explicit confirmation of the zero-based envelope method and doesn't mention key features like transaction import or bank sync.